I am a payments and risk management expert with more than 24 years of experience in the e-commerce and online sector. My deep expertise is in high risk, large volume and high value industries. 

I am experienced in identifying new payment channels, negotiating agreements, product ownership and design, project managing integrations, designing and managing risk and chargeback management systems, data mining and analysis, and creating  tools to improve systems and processes. 

I have an exceptional, proven track record at developing products and teams, and improving the bottom line in companies ranging from startups to large public corporations.

David Tours

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