TAXES AND FINANCIAL PLANNING MUST WORK TOGETHER. 
 
Here’s why: 
 
When I first opened my accounting practice in 1995, many clients came in with the same problem, UNEXPECTED TAX BILLS. 
 
They didn’t realize by the time they got to me; it was too late to fix anything. 
 
Frustrated, I realized, “I’VE GOT TO HELP CLIENTS AVOID THESE COSTLY MISTAKES.” 
 
So, in 2008 I added financial planning to my practice so I could help clients look forward, and plan for the future. 
 
It’s the best decision I ever made. 
 
Today our clients are mostly doctors and dentists. 
 
THEY’RE HIGHLY COMPENSATED BUT DON’T KNOW WHAT TO DO WITH THEIR MONEY OR DON’T HAVE THE TIME TO DEAL WITH IT. SO, I BECOME THEIR FAMILY CFO. 
 
Jeff’s a great example. 
 
In the middle of a tax meeting, he leaned across the table and whispered, “I HAVE A LOTTA CASH. I DON’T KNOW WHAT TO DO WITH IT. CAN YOU HELP ME?” 
 
“Of course,” I said. 
 
So, we looked at his tax situation before doing anything with his investments. We moved all their accounts under our umbrella, saving them TONS of money. We helped with IRA’s, retirement, insurance, and savings accounts. 
 
This made such a big difference in his life, that eventually, his kids opened accounts with us too. 
 
IT’S SO FULFILLING HELPING CLIENTS LIKE JEFF AND HIS FAMILY HAVE PEACE ABOUT THEIR FINANCIAL DECISIONS. 
 
It’s why I do what I do. 
 
And the best part is, my son Garrett has joined my practice. THIS MEANS MY FAMILY CAN BE THE CFO FOR YOUR FAMILY FOR GENERATIONS TO COME. 


Laurette M. Dearden, CPA, CFP®, RICP® and Garrett Dearden CFP®, EA are Financial Advisors offering securities through Cetera Wealth Services, LLC, Member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.

Dearden Financial Services LLC

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