Melissa Carruthers is an accomplished actuarial professional with extensive experience in the life and health insurance sectors. Beginning a career at Equitable Life as a Senior Actuarial Analyst, Melissa conducted quarterly reserve valuations and financial projections. At Munich Re Canada, Melissa contributed to biometric research through mortality and lapse experience studies. Transitioning to Deloitte, Melissa held various senior roles, including Senior Manager in Canadian Life and Health Insurance Strategy & Transformation, where leadership was provided to support strategic initiatives for Canadian insurers. Melissa's expertise encompasses business transformation, advanced analytics, and emerging technologies in insurance. Educationally, Melissa holds an Honours Co-op degree in Mathematics, specializing in Actuarial Science from the University of Waterloo.
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