David Clements is a Partner at Deloitte, where they lead the Retail Conduct and Governance team within the FS Strategy, Risk and Transactions Advisory Practice. With 25 years of experience in the financial services industry, they have considerable expertise in Wealth, Retail Banking, and Insurance markets. David has served as a Regulatory Consultant at RBS from 2001 to 2008, overseeing relationships between Retail businesses and Risk. At Deloitte, they specialize in compliance and conduct risk, focusing on key areas such as Ongoing Advice and Motor Finance Discretionary Commissions. David is known for their ability to build and maintain strong relationships while successfully delivering complex regulatory projects.
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