Elma Cheung

Elma Cheung is a credit risk management professional with extensive local and international banking experience. They have a demonstrated record of innovation, particularly noted for leading projects such as the award-winning Home Loan Stress Test recognized by APRA. With strong skills in data literacy, advanced data mining, and marketing analytics, Elma excels in developing comprehensive analytic models and reports. Currently serving as a Senior Manager at Deloitte Australia, they hold a Master of Commerce from the University of Sydney and a Bachelor of Science from the University of New South Wales.