Joanne Karam possesses extensive experience in the banking and consulting sectors, having worked at Saradar Bank sal as Head of Unit for Core System Development and Application Analysis from November 2020 to March 2022, and previously in various roles at Byblos Bank Group, including IT Analyst, Senior Development Officer, and Core Banking Development Lead from December 2007 to December 2010. Joanne returned to Saradar Bank sal as Team Leader for Core System Development from August 2018 to July 2020 before transitioning to Deloitte, where responsibilities included Senior Consultant and Senior Manager between March 2022 and June 2023. Academic credentials include a Master of Business Administration from ESA BUSINESS SCHOOL and a Master in Business Computing from Saint Joseph University of Beirut, among others.
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