Patxi Bernales

Patxi Bernales is a seasoned professional in actuarial services and risk management, currently serving as Socio de Servicios Actuariales para Panamá y Centroamérica. Previously, they held positions at Deloitte Panamá, where they progressed from Assurance Manager I to Assurance Senior Manager II, focusing on complex accounting standards and data analytics. Patxi has a strong background in financial analysis from Intcomex and has contributed to model development at Experian and the Banco Central de Venezuela. They hold a Master's degree in Estadística from the Universidad de Panamá and a Master's in Investigación de Operaciones from the Universidad Central de Venezuela, complementing their Bachelor's degree in Actuarial Science.