Schalk Human PhD is an Associate Director and Senior Manager at Deloitte, bringing over a decade of experience in credit risk modeling, particularly in Basel and IFRS 9 parameters. Previously, Schalk managed quantitative analysts at Nedbank and has contributed to academia as an Extraordinary Senior Lecturer at Stellenbosch University since 2024. With a Doctor of Philosophy and a Master of Science in Mathematical Statistics, both earned with honors, Schalk has published 25 articles in international peer-reviewed journals. Passionate about coaching and mentorship, Schalk combines expertise in statistical methodologies with interests in popular psychology, cycling, and chess.
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