Desata is building tools for schools and borrowers to manage one of the biggest shifts ever in higher ed financing.
Our first tool is live at loanlimit.app: a free calculator that shows schools how much less-than-full-time students can borrow under OBBBA's schedule of reduction.
New federal loan limits, including the end of new Grad PLUS borrowing on July 1, 2026, are expected to push more students toward private loans. To help schools and students navigate this change, we are building a new way for students to find the right private loan. We're not saying too much about it yet, but schools can join the waitlist at desata.io/clarified.

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