Emerson Budd is an experienced loan officer with a diverse background in mortgage consulting and management. Currently serving as a Senior Loan Officer at Direct Rate since November 2025, Emerson previously held the position of Senior Mortgage Consultant at Prosperity Home Mortgage, LLC. Emerson's prior roles include Branch Manager at both West Capital Lending and Village Capital & Investment LLC, as well as Residential Loan Consultant at Resolute Bank, where expertise in VA and FHA Streamline Refinances was developed. Additional experience includes working as Loan Partner II at The Polder Group and Operations Manager at Connect Coworking, along with earlier work as a Mortgage Loan Originator at Mortgage Investors Corporation.
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