Michael Ray is a strategic thinker and business leader currently serving as the Managing Director of Retirement Plan Services at Earned. With a proven track record in marketing and customer experience, Michael previously transformed digital initiatives at Transamerica and improved customer engagement at Charles Schwab through innovative solutions. Over the years, Michael held various leadership roles, including Executive Director at Morgan Stanley and Vice President at Transamerica. Michael earned an MBA from Indiana University - Kelley School of Business and a BA from the University of Notre Dame.
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