Earnin
Joy M. is an accomplished accounting professional with extensive experience in various roles within the accounting domain. Currently serving as Assistant Controller at Earnin since June 2018, Joy M. provides key accounting leadership during a period of rapid business expansion. Prior experience includes roles as Accounting Manager at NatureBox, where oversight of a bookkeeping firm and accounting team was a primary responsibility, and as Staff Fixed Asset Accountant at Shutterfly Inc., directing fixed asset accounting across multiple sites. Additional positions include Senior Accountant at Ryan Partnership and Accountant at Bay Area Labels, with early experience as a Contractor at PulseCore Semiconductor Inc. Joy M. earned a Bachelor of Science in Accounting from San Jose State University.
Earnin
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Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, Earnin accumulates over $50 billion in late and overdraft fees and turn to high-interest loans. Earnin seeks to eliminate those fees and put money back into workers’ hands.