Egyptian Banks Co. for Technological Advancements “EBC” is the advanced developer and operator of payments infrastructure connecting the payments ecosystem, to offer seamless, interoperable and instant payment experience.

Founded in 1995, EBC has been building, modernizing and operating domestic payment infrastructure. And with the continued support by its prominent shareholders, led by the CBE and National banks, EBC leverages every potential to accelerate adoption of electronic payment and foster the national transformation into a cashless society. 

VISION
We strive to be the nucleus of the national payment ecosystem, supporting national financial inclusion transformation.

STATEMENT OF PURPOSE
EBC strives to be the nucleus of the national payment ecosystem, supporting financial inclusion and the transformation into a less cash society.

1) 123 Shared Cash Network:  connecting all ATMs and cash points across Egypt, accepts all types of cards including credit, prepaid, governmental and private sector payroll and pension

2) Automatic Clearing House: A nationwide Electronic Funds Transfer (EFT) network, It processes batches of interbank Credit and Debit transactions facilitating a wide range payments 

3) Meeza Digital: Meeza Digital is the domestic network connecting 32 million mobile wallets by all service providers to enable money transfer, QR code, Request to pay, Online purchase, cash-in and out through ATM.

4) Meeza National Card Scheme: The domestic card scheme serving more than 32 million card holder in compliance with global security and card scheme standards. 

5) Instant Payment Network: Launched in 2022 offering instant 24/7 and seamless payment experience. The network is offers full interoperability across cards, mobile wallets and bank accounts.

EBC takes pride in offering INSTAPAY application, first consumer Application licensed to operate on the Instant Payment Network, allowing direct access to bank accounts and instant transfer via mobile 24/7.

Payments

Egyptian Banks Company

Egyptian Banks Company's headquarters in Cairo, Egypt

This department focuses on designing, developing, and testing software applications and systems.

Software Development

This department ensures the quality and reliability of software products through testing and validation processes.

Quality Assurance

This department is responsible for safeguarding information technology systems and managing network security to ensure robust protection against cyber threats.

Cybersecurity and IT Infrastructure

This department provides technical assistance and troubleshooting for application-related issues to ensure efficient user operations.

Application Support

This department focuses on managing and optimizing operational processes and strategic initiatives within the organization.

Business Operations

The Software Development Team at Egyptian Banks Company (EBC) is responsible for designing, developing, and maintaining the critical payment infrastructure that connects Egypt's financial ecosystem. This team ensures the seamless operation of services such as the 123 Shared Cash Network, Automatic Clearing House, Meeza Digital, Meeza National Card Scheme, and the Instant Payment Network. Comprising roles that range from software engineering and development to quality control and test automation, the team guarantees high-performance, secure, and interoperable payment solutions that support EBC's mission of driving financial inclusion and fostering a cashless society.

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Other teams

Quality Assurance

Cybersecurity and IT Infrastructure

Application Support

Business Operations

Software Development Team