ELMC Risk Solutions

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ELMC Risk Solutions, LLC is a premier organization comprised of the country’s finest MGUs. It specializes in medical and Rx stop loss and reinsurance coverage and PBM consulting.

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Richard Fleder

President & CEO

Richard Fleder

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Lowell Cloete

Co-Founder, Board Member & CFO

Kurt Knight

Co-Founder, Board Member & EVP

Mary Ann Carlisle

EVP

Jim Hegarty

Senior Manager - FP&A

Johannes "Lowell" Cloete

Executive Vice President and Chief Financial Officer

Staci O'Toole

President

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Board of Directors

2 members

CEO and Executive Team

2 members

Leadership Team

2 members

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