Olemme Elo, suuri suomalainen työeläkevakuuttaja. Huolehdimme, että asiakkaamme saavat ansaitsemansa eläkkeet. Autamme asiakasyrityksiämme menestymään ja vastaamaan muuttuvan työelämän haasteisiin. Hoidamme asiakkaidemme eläkevaroja tuottavasti, turvaavasti ja vastuullisesti. Sijoitusvarat on hyvin hajautettu kansainvälisesti ja eri omaisuusluokkiin. Ne turvaavat eläkkeet ja luovat pohjaa kestäville tuotoille vuosikymmeniksi eteenpäin.

Suomalaisista yrityksistä joka kolmas ja yrittäjistä noin 40 prosenttia on valinnut Elon työeläkekumppanikseen. Vastaamme 501 900 työntekijän ja yrittäjän tulevista eläkkeistä, huolehdimme 244 000 eläkkeensaajasta ja noin 28,7 miljardin euron sijoitusomaisuudesta. 

Elo syntyi 1.1.2014, kun Eläke-Fennia ja LähiTapiola Eläkeyhtiö fuusioituivat.

We are Elo, a large Finnish pension insurance company. We make sure that our customers get the pensions that they have earned. We help our customer companies succeed and to rise to the challenges of changing work life. We manage our customers’ pension funds profitable, securely and responsibly. The pension funds are carefully diversified – internationally and into different asset classes. They secure pensions and set a foundation for sustainable profits decades into the future.

We have been entrusted with the provision of future pensions of 501,900 employees and self-employed persons, the payment of pensions for around 244,000 pensioners and the management of more than EUR 28.7 billion in investment assets.

Insurance

Venture Capital

This department analyzes potential risks and develops strategies to mitigate them.

Risk Management

The Portfolio Management team at Elo is responsible for overseeing the company's diversified investment portfolio, with a focus on generating sustainable and secure returns for pension funds. This includes managing investments across international real estate, infrastructure, private equity, and other asset classes. The team ensures that the investments are profitable, secure, and responsibly managed to safeguard the future pensions of employees and self-employed persons, while also supporting the company's long-term financial objectives.

Portfolio Management

This department focuses on managing and overseeing the development processes and initiatives.

Development Department

The Leadership Team at Elo comprises of senior executives responsible for steering the company towards its strategic goals. They ensure the efficient management of pension funds, the company's operations, digital transformation, and investment strategies. Additionally, they focus on enhancing employee workability, adopting robust risk management practices, and upholding the highest standards of medical and actuarial services. This team collectively drives Elo's mission to provide earned pensions securely, profitably, and responsibly.

Leadership Team

The Management and Strategy Team at Elo is responsible for setting the company's strategic direction, overseeing its execution, and ensuring the achievement of long-term goals. The team makes key decisions on investments, risk management, digital transformation, and organizational culture to ensure that Elo remains a leading provider of pension insurance services in Finland. They also ensure regulatory compliance, optimal use of technology, and sustainable financial performance.

Management and Strategy Team

The Development Team at Elo is responsible for innovating and enhancing the company's services and operations. This includes advancing IT systems, optimizing business processes, and implementing strategic initiatives to ensure the efficient management of pension funds and customer service. The team collaborates to address the evolving needs of the modern workplace, ensuring that Elo remains a leader in the Finnish pension insurance sector.

Development Team

The Management Team at Elo oversees the strategic planning, financial management, and operational efficiency of the organization. They ensure the profitable and responsible management of pension funds, develop and implement systems and processes to support these goals, and handle critical functions such as analytics, debt collection, and rehabilitation. This team plays a pivotal role in steering the company towards sustainable growth and ensuring the fulfillment of its commitments to customers and stakeholders.

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Other teams

Portfolio Management

Development Department

Leadership Team

Management and Strategy Team

Development Team

Management Team