eMcREY
Ajay Malik is a seasoned professional in the payments industry with over 15 years of experience across various roles. Currently serving as a Payment Consultant at eMcREY since May 2023, Ajay specializes in SARIE and SWIFT payments. Previously, Ajay worked at HCLTech as a Payments Business Analyst, focusing on the FedNow Implementation and Volpay products. At FIS, Ajay held the position of Payment Specialist, emphasizing team management and expertise in SWIFT ISO20022 and SEPA payments. Early experience includes a role as a SEPA analyst at Clear2Pay, where Ajay contributed to the implementation of SEPA for Rabo Bank in the Netherlands, and as a QA Engineer at ISTS Worldwide, Inc., working on various card payment projects. Ajay holds an MBA in Fintech from BITS Pilani and a Bachelor of Technology in Computer Engineering from Kurukshetra University.
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eMcREY
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eMcREY specializes in providing technology solutions and associated professional services to clients in the Middle East and beyond. The company helps organizations address the challenges of implementing cost-effective, flexible, modern technologies in complex environments with extensive legacy systems. Its solutions are focused on eleven major areas: Card management - Payment gateway & EFT Switching - Settlement, Reconciliation & dispute management – Merchant Acquiring – Fraud, AML & risk management – Mobile payments & tokenization – Payment vehicles issuance – Non-Card payments – Open banking & BaaS – Transit solutions – Integration, Middleware, Automation & e-government. eMcREY combines proven, scalable and robust solutions from globally recognized technology partners with its own custom software development capabilities, understanding of global and market-specific standards and regulations and extensive local implementation experience. Clients include entities in the financial services sector, public sector, health sector and energy sector. The company’s solutions are also suitable for applications in other industries, for example retail and telecommunication.