We are a community bank located in Dublin & Westerville, Ohio. Some key advantages that Emerald has over the bigger banks are:

Single Point of Contact 
-You tell your story once 
-No levels of hierarchy

Banking Experts v. Sales People
-Community bankers consult with you to find a solution that is correct for you
-Sales people are trying to meet a quota
-Our core business is lending to individuals & businesses – if we’re not the experts, we’ll refer you to one.
-Community Bankers’ length of tenure is usually longer than that of “big banks”. 
-Community bankers have a wider breadth of banking knowledge 
	
Money on Deposit Stays in Columbus
-Deposited funds are loaned out to local businesses and consumers
-Contributes to the economic well being of our community 
-We work with local third party providers and keep local dollars in the market

Quick Decision Making
-Decisions are made locally so we are able to react quickly to customers’ needs
-Decisions are made by people who know your situation

Superior Products 
-Free checking is alive and well! 
-If we don’t have a product to meet your needs, we’ll design one. 
-Lower costs and fees

Easy Banking
- You’re not in the principal’s office 
-Loan decisions made based on a person’s character, rather than a computer’s assessment of score

Every Client is a Private Banking Client
-We’ll switch over your direct deposit, bill pay, and anything else you need us to
-A live person answers the phone when you call

Emerald Bank

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