Innovative Financing for Real Estate Investors

At EMx Lending, we specialize in lending to real estate investors, developers, and homebuilders, serving as a dedicated financing partner. While large-scale developers often rely on internal teams and established debt brokerages like Meridian Capital Group, Berkadia, and Cooper-Horowitz, we focus on helping small to mid-sized investors grow and scale effectively.

Our approach goes beyond funding—we work closely with clients to drive their financial growth. By providing optimal capital, evaluating the merits of each deal, and supporting long-term business objectives, we enable our clients to concentrate on sourcing new deals and managing projects.

Residential (1-4 units) Loan Products:
Fix & Flip (90% LTV Purchase / 100% Rehab)
Bridge
Long-term Rental
Ground-up Construction

Multifamily (5-9 units) Loan Products:
Bridge
Ground-up Construction
Term Loans

Multifamily (10+ units)
Agency Loans (Fannie Mae & Freddie Mac)
Diverse capital sources: private lenders, banks, credit unions, CMBS, life companies, and private investors.

Multifamily (10+ units) Consulting Services:
Investment Analysis & Deal Underwriting
Reg D Offering Guidance
Financial Modeling & Equity Syndication
Market Research

EMx Lending

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EMx Lending

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