Equifinance
Thomas Chapman CeMAP is a seasoned compliance professional with extensive experience in the financial services sector. Currently serving as a Compliance Officer at Equifinance since January 2025, Thomas has previously held key compliance roles at Better.co.uk, where responsibilities included Compliance Lead and Senior Compliance Associate from January 2022 to January 2025. Earlier experience includes a position as Compliance Assurance Executive at target from February 2016 to December 2021, Litigation Assistant at Lloyds Bank | North America from May 2015 to February 2016, and Customer Advisor at Royal Bank of Scotland Business from January 2013 to February 2015. Thomas completed education at The Whitby High School between 2004 and 2010.
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Equifinance
Equifinance is a specialist second charge mortgage lender. We work closely with our UK wide distribution partners to develop and deliver lending products that suit the needs of a wide spectrum of customer circumstances. We seek to develop products that are designed to cater for a variety of customer needs. In particular we look to help applicants who have historically experienced financial difficulty but are in the process of recovering their financial situation. At Equifinance we are also sympathetic to customers whose employment situation is unusual, if they are relatively new to their current role or recently self employed. We do not use automated credit scoring. Instead, we prefer to look at an applicant’s circumstances as a whole and this enables us to take a flexible approach when making a decision to lend. We keep it simple.