Julia Yun Zhang, FSA, CFA, is the Chief Risk Officer and a member of the Management Committee for Equitable Holdings, where they oversee risk and audit functions for the company. They have previously served as Group Treasurer and have held various treasury and derivatives roles at AXA Equitable Life Insurance Company from 2014 to 2017. Julia holds a Master of Arts in Mathematics in Finance from Columbia University and a Bachelor of Science in Statistics and Finance from the University of Science and Technology of China. Recognized for their visionary approach and decision-making capabilities, they regularly advise the board and CEO on key finance and risk indicators.