We are a deeptech company building next-generation credit risk infrastructure. 

Evatech provides advanced technology for credit risk assessment of small and medium-sized businesses (SMBs) based on real operational business data rather than financial statements.

Using proprietary machine-learning models, we quantify operational business metrics to derive the true revenue and profit of SMBs.

Our models are trained on a continuously expanding proprietary dataset built from real-world business observations collected through 183 industry-specific questionnaires across more than 2,500 business types.

This approach enables lenders and financial institutions to evaluate SMBs in seconds using practical, real-life indicators of business activity, generating a reliable picture of solvency even in thin-file environments where traditional financial data is limited or unavailable.

After more than seven years of research and development, Evatech has created a first-of-its-kind SMB risk assessment framework that helps financial institutions make faster and more accurate lending decisions while saving time and reducing unnecessary rejections.

Today, our technology supports lenders in eight countries, helping them expand SMB lending while maintaining strong portfolio quality.

Evatech’s technology has been recognized among the world’s top 50 AI-driven risk technology innovators, reflecting our commitment to advancing the future of SMB finance.

Evatech.Global

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