Joseph Patterson is an experienced strategic risk management and analytical leader currently serving as the Industry Principal for Modeling & Attributes at Experian. They lead the auto lending analytics and strategy team, demonstrating expertise in credit risk, loss forecasting, and fraud reserving. Joseph has held various impactful roles in organizations such as USAA and Flagship Credit Acceptance, where they developed and implemented data-driven solutions. They hold both a Bachelor’s and a Master’s degree in Mathematics from the University of South Carolina-Columbia.
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