Julius Heim

Julius Heim currently serves as the VP of Data Science for Global Analytics & AI at Experian, focusing on innovation, credit scores, and product development since August 2020. Previously, Julius held the position of Senior Director of Data Science Products at Experian, leading product development across five regions. Prior to Experian, Julius was the Head of Analytics at Home Credit US, where responsibilities included credit risk modeling and management. Julius has also worked as an Actuarial Consultant, a lecturer at Missouri S&T, and contributed as a Research Fellow at Middle East Technical University. Educational qualifications include a PhD in Mathematics and multiple master's degrees from the Missouri University of Science and Technology, along with a Diplom in Econo-Mathematics from Ulm University, and an Executive MBA from the Quantic School of Business and Technology.