Michael Quarles and Heather Herring offer investment advisory services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), an SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal or accounting advice. Financial Longevity Advisory, LLC is not a registered investment advisor and is independent of Gradient Advisors, LLC. Insurance products and services are offered through Michael Quarles and Heather Herring, independent agents. Financial Longevity Advisory, LLC, Michael Quarles, Heather Herring and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency. Content is strictly for general purposes and is not an offer to sell or solicit any security. "Likes" should not be considered a positive reflection of the investment advisory services offered by Gradient Advisors, LLC (“GA”) and/or their investment advisor representatives. For regulatory purposes, we cannot respond to messages through this site. Please refrain from posting reviews of your experience with Michael Quarles and Heather Herring or their services. These reviews are considered testimonials and are prohibited. Opinions expressed herein are solely those of Michael Quarles and Heather Herring, and our editorial staff. This website shall in no way be construed or interpreted as a solicitation to sell or offer to sell Investment Advisory Services to any residents of any State other than the State(s) Michael Quarles and Heather Herring are registered or where otherwise legally permitted. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Hyperlinks on this website are provided as a convenience. We cannot be held responsible for information, services or products found on websites linked to ours

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