We are a Financial Adviser and Independent Mortgage broker firm, established in 2011. Though based in Ayrshire, we cover the entirety of Scotland and offer 160 years of collective experience in financial services, we act solely in the best interest of our client at all times, offering our bespoke face-to-face advisory service.

Our advisers pride themselves in building lasting, professional relationships and aim to ensure our you always view your wealth managers and mortgage brokers as your trusted advisers.

What We Offer
•	Mortgage/Home Finance
•	Life Protection
•	Business Protection
•	Investments & Wealth Management
•	Pensions & Retirement Planning
•	Home Insurance*
•	Inheritance Tax Planning

*Financial Services Scotland Ltd acts as a credit broker not a lender


Our aim is to help you achieve long-term financial security and prosperity, whether that be through retirement planning and investment advice, or in securing a mortgage and protecting those close to you. We continually survey the market place to find solutions that are just right for you. 

Our Commitment
We will ensure:
•	You receive professional, bespoke advice suitable for your needs from a Financial Adviser or Independent Mortgage Broker
•	You are treated fairly and impartially
•	All information given to us will be treated sensitively and confidentially
•	All costs are explained and agreed, and the process is fully transparent
•	Information given to you is explained clearly and without jargon
•	We provide the highest commitment to regulatory and professional standards

Some of the products/services shown above are not regulated or may not be regulated by the Financial Conduct Authority. 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We normally charge a fee for mortgage advice, however this will be dependent on your circumstances. Our typical fee is £495.

Financial Services Scotland

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