FinCo is an independent payments consultancy. We help business owners stop guessing about payments and run the setup an expert would build for them.

Most merchants get sold a processor. We do the opposite — we start with your business, then design the whole system around it:

- The right processor. We work across multiple providers and place you where the economics and approval actually fit, instead of forcing every merchant onto one platform.
- The right technology. Best-in-class gateways, POS and software integrations, and hardware matched to how you operate — Square, Clover, SpotOn, Spartan, and more.
- The right pricing structure. We model the options and recommend the one that genuinely costs you the least over time, in plain language.
- Hardware handled. When you onboard with us, we cover the cost of your terminals at install.

We're consultants, not salespeople. Every engagement starts with a free statement analysis — a clear, no-pressure read of what you're paying today and where the value is. Independent, transparent, and focused on the long run.

Restaurants, retail, professional services, e-commerce — across the U.S. Headquartered in Austin, Texas.

Start with a free statement analysis: fincopayments.com/statementupload
Talk to us: fincopayments.com/contact

FinCo

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FinCo

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