Finnominds builds enterprise payment infrastructure - founded by a team with 20+ years across Acquiring, Issuing, Gateways, Terminal management, EMV certification, and payment security.

Products:

PGNext - Enterprise Payment Gateway
Multi-tenant payment gateway platform with real-time card payment processing, intelligent routing (BIN, currency, TPDU), 3D Secure 2.0, and integrations with CyberSource, Stripe, and Shopify. PCI DSS compliant by design. Built for processors, acquirers, and large merchants.

NextGen Issuance - Prepaid Card & CMS Platform
Issue virtual and physical prepaid cards with configurable BINs, multi-wallet hierarchy (Provider to Partner to Agent to Customer), KYC/AML integration, and dual settlement: ERC-20 blockchain or traditional database ledger. Gift, corporate, payroll, and partner card programs supported.

NextGen DMS - Terminal Management System & MDM
Enterprise TMS and MDM platform for POS terminal fleets. Full device lifecycle management (provisioning to decommissioning), cryptographic key management (AES, TDES, RSA, ECDSA, DUKPT), PKI stack, remote diagnostics, and firmware distribution at scale.

Consultancy:
PSP Consultancy - payment gateway setup, EMV migration, PCI certification, merchant management
Acquirer Consultancy - card acquiring, scheme integration, terminal management, certifications
Issuer & Bank Consultancy - card management systems, tokenization, wallet infrastructure, scheme certifications
OEM Consultancy - POS terminal development, SoftPOS, payment application, device certifications

Domain Expertise:
20+ years across the full payments stack: acquiring, issuing, PSP operations, EMV L2/L3 certification, PCI DSS, tokenization, SoftPOS, cryptographic key management, scheme integration (Visa, Mastercard, RuPay)

Standards: PCI DSS v4.0, EMV L2/L3, Visa VCIP, Mastercard M-TIP, RuPay, PCI PTS, 3DS 2.0, DUKPT, PKI

API-first. Cloud-native. Hardware-agnostic. Bengaluru to Worldwide.

info@finnominds.com 

Finnominds Consulting

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Finnominds Consulting

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