Finova Technologies is a Singapore-incorporated fintech infrastructure company that designs, develops, and licenses embedded financial services for logistics ecosystems. Our mission is to embed payments, credit, and working capital into logistics flows — unlocking liquidity, efficiency, and financial inclusion for merchants, delivery networks, and enterprises.

What We Do
	•	Embedded Payments & Digital Wallets — enabling seamless settlement within logistics, delivery, and merchant workflows
	•	AI-Powered Credit Engine — real-time underwriting and risk scoring using alternative data and transaction flows
	•	Loan & Lending Management System — enabling COD-financing, invoice discounting, and working capital advance
	•	SaaS Licensing & White-Label Solutions — offering modular fintech infrastructure to partners and logistics providers

Impact & Traction
	•	Finova’s platform has already been piloted with a major logistics operator in Pakistan, processing 1.20 million shipments, over PKR 17 billion in wallet payments, and PKR 3.5 billion in lending throughput since early 2025  ￼
	•	The company is a central component of a broader digital transformation narrative: SLG-Trax (Pakistan’s listed logistics giant) has initiated talks to acquire Finova, seeking full ownership of its fintech IP stack and operational control  ￼
	•	The acquisition plan is tied to SLG-Trax’s newly licensed NBFC arm, LogiServe, expected to integrate Finova’s infrastructure in launching embedded financial products across its 9,000+ merchant network and 300+ corporate clients  ￼

Why Finova

We bridge the worlds of logistics, commerce, and finance. By sitting at the intersection of movement and money flows, we unlock new monetization models, enable shorter cash cycles, reduce friction, and support underserved micro-merchants and supply chain participants. Our platform is architected for scale, regulatory compliance, and modular integration — ready for expansion into new geographies.

Finova Technologies

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