Rick Spencer

Rick Spencer, CFA, is the Vice President and Senior Portfolio Manager at First State Bank, where they apply advanced investment analysis and portfolio management skills for high-net-worth individuals. They previously served as a Trust Investment Officer at First Command Financial Services, Inc. and have held various roles, including Investment Manager at Wells Fargo Private Bank, where they managed significant client assets. With an educational background that includes an MBA and a BA from East Carolina University, Rick has cultivated a robust career in financial services and investment management, emphasizing client relationships and tailored financial solutions.