First Habib Modaraba (FHM) was established in 1985 as Non-Bank Islamic Financial Institution as one of the pioneers within Modaraba sector. FHM completed 37 years of successful business operations within the Modaraba sector of Pakistan. Modaraba sector of Pakistan is playing significant role for promotion of Islamic finance within Islamic Financial Services Industry of Pakistan.

Our constant commitment for corporate excellence have not only kept us as leading Modaraba within the sector but also earned us recognition at national and international level. So far, FHM has secured several awards/accolades on best performance, best corporate report, best corporate disclosure and corporate excellence from reputable bodies, such as NBFI and Modaraba Association, ICAP and ICMAP, Management Association of Pakistan, and SAFA an apex body of SAARC. Furthermore, since last 13 years FHM has been securing AA+ rating as long term rating from Pakistan Credit Rating Agency Ltd., (PACRA) which depict soundness of the entity and also matter of great satisfaction for our investors.

As one of leading non-banking Islamic financial institutions, our core corporate objective always drive to create value for the society at large. Our financial strength, risk management protocols, governance framework and aspirations for sustainable growth are directly attributable to a discipline that regularly brings prosperity to our all stakeholders particularly our worthy investors and customers. Ambition, discipline and corporate excellence always motivate us for even better results. It is the combination of these key elements that frame our optimistic outlook for the future as well.

First Habib Modaraba

Muhammad Shoaib Ibrahim

This department ensures adherence to laws and regulations pertaining to consumer and corporate practices.

Compliance Division

This department focuses on managing and enhancing relationships with clients to ensure satisfaction and retention.

Client Relations

This department manages financial operations and administrative support functions.

Finance and Administration

This department manages employee relations, recruitment, training, and benefits to support the organization's workforce.

Human Resources

This department oversees the management and financial operations of branch locations.

Branch Operations

This department ensures compliance with regulations and oversees asset management related to credit activities.

First Habib Modaraba

Org chart

Teams

Compliance Division

Client Relations

Finance and Administration

Human Resources

Branch Operations

Credit Compliance Management

Offices

First Habib Modaraba

Org chart

Teams

Compliance Division

Client Relations

Finance and Administration

Human Resources

Branch Operations

Credit Compliance Management

Offices

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