Ray Cerny

Ray Cerny is a seasoned banking professional with extensive experience in relationship management and customer service across various financial institutions. Currently serving as a Business Banking Manager and Vice President at First Horizon Bank since October 2019, Cerny previously held the position of Financial Center Manager at Capital Bank from July 2018 to October 2019. Prior roles include Vice President and Banking Center Manager at Bank of the Ozarks, Branch Manager at Chase, and Assistant Vice President and Bank Manager at BB&T. Cerny's career began at World Savings and has included roles focused on sales and management, where emphasis has consistently been placed on personal service, relationship building, and enhancing client experiences.