Michael Kramer is a success-driven executive currently serving as the Vice President of CEPA and ESOP Financing at First Merchants Corporation since 2018. With a robust background in commercial banking, business development, and strategic planning, they have consistently exceeded business targets and achieved impressive financial outcomes. Michael holds a BSBA in Finance from The Ohio State University Fisher College of Business and an MBA in Organizational Leadership from The University of Findlay. Prior to their current role, Michael held various leadership positions at FirstMerit Bank, Citizens Bank of Delphos, and KeyBank.
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