Sanjay Saraf

Sanjay Saraf is a visionary senior executive specializing in fintech product development and digital transformations, currently serving as the Chief Product & Customer Officer at J.P. Morgan. With extensive experience as both Chief Product Officer and Chief Technology Officer, they have successfully driven innovation and led strategic initiatives that have significantly contributed to top-line revenue growth. Sanjay has a proven track record in managing large-scale payments transformations and has played a key role in developing digital payments platforms for major global markets. They hold multiple degrees, including a Corporate Director Certificate from Harvard University and a Master’s in Chemical Engineering from the University of Wyoming.