Our focus is straightforward: make everyday financing simple, transparent, and accessible through technology and fully online processes.

Headquartered in Vilnius, we launched operations in Lithuania in 2020 and began expanding across Europe in 2022.

We specialize in consumer lending for private customers, offering loans from €600 to €30,000 with terms up to 10 years. Our products include:
– Consumer loans
– Car loans
– Home improvement loans
– Loan refinancing
– Green loans
– Loans with a co-borrower

We provide clear, transparent conditions with no hidden fees and an application process designed to be quick and intuitive.

Beyond lending, Fjord Bank also offers term deposits with competitive interest rates and selected insurance solutions.

As a fully online bank, all services can be accessed quickly, securely, and conveniently — from anywhere.

Fjord Bank — clear terms, fair conditions, and a Nordic-inspired approach to trust and simplicity.

Fjord Bank

Org chart

Teams

Offices