Flatbay Capital is a nationwide private lender, headquartered in Texas and focused on $1MM+ owner-occupied commercial real estate transactions. The firm provides flexible financing solutions that help business owners in transition regain traditional bankability within 12–36 months.

Customized structures (P&I or interest-only), flexible terms (24–36 months) and coverage across major metropolitan markets enable Flatbay to address complex credit situations with speed and certainty.

Strategic partnerships include:
Bankers – treasury relationships remain intact while CRE is incubated.
Factoring firms – working capital is supported while CRE is financed.
SBA Lenders – clients are transitioned into SBA 504 or conventional loans once stabilized.
CPAs & Turnaround Consultants – clients in transition are stabilized through tailored CRE financing.

Flatbay Capital serves as a specialized partner in delivering flexible terms and relationship-driven CRE financing nationwide.

Flatbay Capital

Jorge Puig

This department focuses on identifying and pursuing new business opportunities to drive growth and foster strategic partnerships.

Business Development

This department focuses on strategic growth and partnership initiatives within the organization.

Flatbay Capital

Org chart

Teams

Business Development

Leadership and Development

Offices

Flatbay Capital

Org chart

Teams

Business Development

Leadership and Development

Offices

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