Michael Zambrano

Michael Zambrano is the Executive Head of Risk at Flexcar, focusing on various risk areas such as operational, strategic, credit, market, compliance, reputational, legal, solvency, and financial. Prior to this, Michael held similar roles at Altro, SoFi, Mercury Financial, and Santander Consumer USA, where Michael demonstrated expertise in credit risk analysis, loss forecasting, regulatory relationships, and profitability strategy. With a strong educational background in finance/strategy and biochemistry/molecular biology, Michael brings a unique perspective to the financial industry.