John Kontoulis is a seasoned financial executive with extensive experience in senior leadership roles, particularly as Chief Financial Officer at multiple firms, including FlexPoint, Inc., Excelerate Capital, and Sovereign Lending Group Incorporated. Prior to these roles, John served as Chief Executive Officer at Kondaur Capital Corp, a mortgage servicing company specializing in problem and undervalued mortgage loans. Other notable positions include President at Encore Credit Corp, Executive Vice President at Ameriquest, and Senior Vice President at New Century Mortgage. John’s career in the mortgage industry began in 1993 with Option One Mortgage. Educational background includes a degree from Illinois State University.