FLOW- Ethical Credit Management
Sergey Tyshenko is an experienced IT professional currently serving as the Group IT Infrastructure and Operations Lead and CISO at FLOW - Ethical Credit Management and FLOW Vietnam since August and July 2016, respectively. Previous roles include Head of IT Operations & Services at Platinum Bank Ukraine, Head of the Microsoft Division at Complex Solutions Ltd, and Business Group Lead at VERNA, where Sergey managed complex IT projects and infrastructures in large enterprises. Sergey’s career also includes key positions at Microsoft, MKS Ltd, and various project management roles across several banks, underscoring expertise in IT consulting and operations. Sergey holds a Master’s degree in IT from Kharkiv State Academy of Railway Transport, complemented by a foundational education from Kharkov №16.
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FLOW- Ethical Credit Management
Flow is a credit management company that is transforming the business of unsecured consumer finance through AI technologies and ethical practices in the APAC region. One-size-fits-all approach of traditional debt collection is limiting for both lenders and borrowers. Hence, redefining debt collection begins with creating personalised, digital-first experiences that help consumers overcome their financial difficulties. Flow’s data-driven collection strategies have proven, remarkable recovery rates for top financial institutions and technology companies and we have supported over 2.8 million consumers to date. At Flow, we are committed to promoting ethical debt collection and improving financial literacy through customer education. Headquartered in Singapore, the company launched its first operations in Vietnam in 2016 and has since expanded to Indonesia and India.