Flowpay uses predictive AI models to assess risk more precisely and to truly understand the potential of SMEs. We act as a Direct Lender to SMEs, provide an Embedded Finance Infrastructure for SME Platforms & Risk as a Service (RaaS) to Lending Institutions.

Direct Lending 
Helping SMEs grow by providing quick & online financing.

Embedded Finance 
White Label Solution integrated within POS, E-commerce, etc. Platforms. Helping increasing customer retention and creating new streams of income for said platforms. 

Risk as a Service (RaaS)
Providing Lenders with predictive AI models based on alternative Data & PSD2 Segmentation to better understand & underwrite SMEs.


FLOWPAY

This department oversees financial management and operational efficiencies to drive organizational growth.

Finance and Operations

This department focuses on identifying, assessing, and mitigating risks related to lending and financial policies.

Risk Management

This department focuses on managing, analyzing, and engineering data to support decision-making and operational processes.

Data Services

This department focuses on generating revenue through client acquisition and relationship management.

Sales Department

This department focuses on designing, coding, and maintaining software applications.

FLOWPAY

Org chart

Teams

Finance and Operations

Risk Management

Data Services

Sales Department

Software Development

Offices

FLOWPAY

Org chart

Teams

Finance and Operations

Risk Management

Data Services

Sales Department

Software Development

Offices

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