Michael Hoare

Michael Hoare is a seasoned leader with over ten years of experience in credit risk and business analytics within the UK financial services sector. Currently serving as the Executive Director at Fluro and as the Money Laundering Reporting Officer, they previously held the position of Chief Risk Officer at Kriya and Chief Credit Officer at RateSetter, where they led teams across various lending divisions. Michael's expertise extends to credit risk management, financial modeling, and customer profitability modeling, driven by a motivation to develop innovative solutions and collaborate with talented professionals. They began their career in finance with roles at Capital One and PayPal, building a robust foundation in credit risk strategies and governance.