FourthLine is a specialist operational resilience consultancy built for mid-tier UK financial services firms regulated by the FCA and PRA.

We solve a specific problem: regulated firms must meet the same technical evidencing standards as the largest players in their sector, but cannot sustain large consultancy fees - and their internal teams often lack the specialist knowledge to build board-ready and regulator-ready evidence independently.

FourthLine closes that gap. Senior practitioner delivery throughout. The expert you engage is the one on-site - not a junior team working under remote oversight.

Delivery track record includes:
- Mid Tier Lloyds Insurer - operational resilience programme from IBS mapping through scenario testing to board evidence pack
- Mid Tier UK Insurer - Op Res and BCM programme with regulatory evidencing aligned to PRA SS1/21 and FCA SYSC 15A
- Mid Tier Private Bank - full resilience programme including supplier exit planning and annual testing
- Mid Tier UK Challenger Bank - SS1/21 and DORA-aligned Scenario Recovery Testing delivery 
- UK's Leading Investment Platform - operational resilience programme
- Mid Tier Asset Manager - resilience framework and scenario testing for an FCA-authorised investment manager
- Mid Tier UK wealth management platform - operational resilience delivery

Core service lines:

- Operational Resilience Diagnostic Assessment — fixed-scope gap analysis against PRA SS1/21, FCA SYSC 15A, and DORA evidencing standards. 4–6 weeks. £15k–£25k.

- Annual Resilience Retainer - 12-month programme delivering quarterly scenario testing, IBS maintenance, board-ready reporting, and regulatory evidence management. From £60k p.a.

- Supplier Exit Testing Managed Service - structured exit plan stress testing against SS2/21 and DORA requirements. Diagnostic or full programme.

- Full Programme Delivery - Business Continuity Management, Third Party Risk Management, ICT Disaster Recovery, and Cyber Resilience.

FourthLine

Kieran Maplesden

This department focuses on compliance and regulatory change management within the capital markets sector.

Regulatory Affairs

This department focuses on the recruitment and growth of talent within the organization.

FourthLine

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Teams

Regulatory Affairs

Talent Development

Offices