FourthLine is a specialist operational resilience consultancy built for mid-tier UK financial services firms regulated by the FCA and PRA.

We solve a specific problem: regulated firms must meet the same technical evidencing standards as the largest players in their sector, but cannot sustain large consultancy fees - and their internal teams often lack the specialist knowledge to build board-ready and regulator-ready evidence independently.

FourthLine closes that gap. Senior practitioner delivery throughout. The expert you engage is the one on-site - not a junior team working under remote oversight.

Delivery track record includes:
- Mid Tier Lloyds Insurer - operational resilience programme from IBS mapping through scenario testing to board evidence pack
- Mid Tier UK Insurer - Op Res and BCM programme with regulatory evidencing aligned to PRA SS1/21 and FCA SYSC 15A
- Mid Tier Private Bank - full resilience programme including supplier exit planning and annual testing
- Mid Tier UK Challenger Bank - SS1/21 and DORA-aligned Scenario Recovery Testing delivery 
- UK's Leading Investment Platform - operational resilience programme
- Mid Tier Asset Manager - resilience framework and scenario testing for an FCA-authorised investment manager
- Mid Tier UK wealth management platform - operational resilience delivery

Core service lines:

- Operational Resilience Diagnostic Assessment — fixed-scope gap analysis against PRA SS1/21, FCA SYSC 15A, and DORA evidencing standards. 4–6 weeks. £15k–£25k.

- Annual Resilience Retainer - 12-month programme delivering quarterly scenario testing, IBS maintenance, board-ready reporting, and regulatory evidence management. From £60k p.a.

- Supplier Exit Testing Managed Service - structured exit plan stress testing against SS2/21 and DORA requirements. Diagnostic or full programme.

- Full Programme Delivery - Business Continuity Management, Third Party Risk Management, ICT Disaster Recovery, and Cyber Resilience.

FourthLine

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