Joy Tian

Joy Tian is a Quantitative Risk Analysis Manager at Freddie Mac, where they lead the development of credit policy analytics frameworks and explore risk management using machine learning techniques. They have previously held roles as a Financial Economist at Fannie Mae and gained extensive experience in portfolio performance analytics and data analysis. Joy earned a Ph.D. in Mathematical Statistics from the University of Maryland, where they focused on functional interactions in quasi-likelihood estimates. They also hold a Master's degree in Operations Research and a Bachelor's degree in Applied Mathematics.