Launched in July 2025, freecap is a pan-European Managing General Agent (MGA) built for one purpose: helping brokers and businesses secure the credit insurance coverage they actually need - not just what they’re offered.

In today’s market, partial limits are the norm. Insurers are cautious. Coverage falls short. Deals get blocked.

That’s where freecap steps in.

Our Top Up solutions work alongside your existing credit insurance to instantly fill coverage gaps; no extra underwriting battles, no added complexity. If your insurer says 50%, we help you get to 100%.

We operate across France & Benelux, DACH, and Central & Eastern Europe, combining local expertise with a fast, pan-European execution model. 

👉 More coverage
👉 Faster decisions
👉 Less friction

If you're a broker or business tired of leaving deals on the table because of limited coverage, it's time to talk.

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