Freeman Insurance Services is a boutique Employee Benefits Insurance Brokerage specializing in helping small businesses navigate the often complicated world of employee benefits.  

Key benefits to working with us are:
     -a small book of clients
     -annual reviews outside of renewal where we disclose our compensation
     -annual shopping with every carrier

We work best with privately held companies with 10-100 full-time employees located in the Lexington, Louisville, in-between and surrounding areas of Kentucky.

Small businesses typically come to us because:
     -they are unsatisfied with their current health insurance broker
     -their premiums continue to increase
     -they want to better control health care costs
     -they are starting a new health plan
     -their current broker is retiring or selling their business
     -they have compliance questions

Key attributes we look for in clients are that they: 
     -are a growing business
     -pay their bills on time
     -have an engaged owner who gets their insurance through the group plan
     -have a strong financial accumen  
     -value quality service and are willing to pay a premium to get it
     -Concerned about rising health care costs
     -Open to creative new ways to reduce these costs
     -Current broker is not a friend or family member
     -Willing to fire their existing broker

Freeman Insurance Services

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