John Cairnduff

John Cairnduff is an Associate Director at fscom, where they advise fintech clients on regulatory obligations related to payments, e-money, and foreign exchange products. With over 35 years in financial services, Cairnduff possesses extensive expertise in authorisations, prudential regulation, and consumer credit, having held various managerial roles at Ulster Bank, including Manager of Credit Risk and Corporate Affairs Manager. They have completed an MSc in Applied Management and hold a Prince2 project management qualification, along with an ICA Diploma in Anti-money Laundering with distinction. In addition to their role at fscom, Cairnduff managed a regulatory delivery work stream for a review of business red-tape in Northern Ireland.