Funding Explorer is an independent business funding resource — not a funder, and not owned by any factoring company.

Most information about invoice factoring online is written by factoring companies to generate applications, not to help you understand what you're signing. Advertised rates are teaser rates. "Top 10" lists are often paid placements. Nobody walks you through the math that actually determines what you'll pay.

We publish plain-language education on how factoring really works, and we built the Funding Explorer Invoice Factoring Simulator — enter your own invoice volume and offer terms and see the true, all-in cost, a week-by-week cash flow timeline, and a side-by-side comparison of two offers.

Founded by Analia Miguel, MBA, former CPA, and 14+ years in alternative business finance, together with a partner who spent his career in Fortune 100 management consulting.

Know your deal before you sign it.

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