Liv Sand

Gard is owned by the industry it serves – working for and with its Members and clients whilst offering the widest choice of marine policies. Our focus in entirely on the maritime industries – we understand where they have come from, and the dynamics of those businesses. This provides real depth to the contribution we make. For more than 100 years, we have been insuring the global maritime industries for their whole range of risks. Today, it is the largest P&I Club and the second largest marine insurer in the world – employing 480 people in 13 global offices. For our staff, our dynamic business model and commitment to employee development and training, means that we can offer the opportunity to gain world-class expertise, international experience and the flexibility to move between disciplines and roles. Assuranceforeningen Gard was founded in 1907 in Arendal and was driven by owners of sailing ships’ reluctance to subsidise the liabilities arising from steam operations. In 2003, Gard Marine & Energy was formed to extend the products offered by the group.