FCCS was born in 1974 at the Ford Motor Company's Geelong stamping plant. A group of 80 Ford employees recognized the need for a financial institution that could serve their everyday banking requirements, a co-operative that would provide financial lifelines to themselves and their families.
The 1980s brought significant growth opportunities to FCCS, including a merger in 1984 with the Ford Broadmeadows Employee Credit Union.

In 1985, the organisation expanded into Sydney, establishing a branch at the Ford Laser factory, marking its first major geographical expansion outside of Victoria.

During 1990 a further merger occurred with a Geelong based Credit Union called Commercial Credit Co-operative Ltd. With this merger our membership was no longer restricted to Ford Employees and their families.

The closure of Ford’s manufacturing operations in 2016 marked a significant turning point for FCCS. Members were no longer just Ford employees, and there was a need to ensure the credit union remained relevant to the greater Geelong community.

This led to the rebranding to Geelong Bank in November 2018, shifting from being a traditional credit union to a modern customer-owned banking institution that appeals to the broader community. This transformation ensured that we could continue serving our members while adapting to the evolving financial landscape. 

As your trusted customer-owned bank, we've been one of Geelong's most passionate supporters for more than 50 years, watching it grow into the vibrant, dynamic destination it is today. 

As Geelong Bank, we're committed as ever in helping you achieve your very best.

We've always had the Geelong community at the very heart of our business. Since 1974, we've put our customers first with personalised, competitive banking that helps you grow. And that will never change.

Geelong Bank

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Geelong Bank

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