Fernando Ricardo is a seasoned sales manager currently serving as a Sales Manager at Generali since 2024 and a Regional Manager at Liberty Seguros since 2003. Previously, they worked as a Técnico comercial at AXA Portugal from 1996 to 2003. Fernando has a robust educational background, including a Master's in Management of Insurance Activities from IPAM and participation in a Leadership Development Programme at Nova School of Business and Economics in 2011. They also hold degrees from ISAG and Instituto Formação Actuarial/Universidade Barcelona.
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