GIFCO Group Ltd is a multi-service payroll and business finance partner, providing HMRC-compliant umbrella PAYE, CIS and IR35 support, accounting services, and a full range of commercial funding solutions to recruitment agencies, contractors, and SMEs across the UK.

We set out to challenge the traditional umbrella stereotype. With a team built from recruitment and finance professionals, we understand the pressures businesses face — keeping workers paid correctly, staying compliant, managing cashflow, and maintaining smooth operations.

Our HMRC-approved technology streamlines onboarding, automates right-to-work checks and offers a smart digital timesheet and client portal, reducing admin and ensuring your workforce is paid accurately and on time.

Alongside payroll, we offer a comprehensive suite of financial services designed to support growth, stabilise cashflow and strengthen operations. Through a trusted network of lenders and insurers, we provide:

• Trade Credit
• Invoice Discounting & Factoring
• Asset-Based Lending
• Unsecured & Small Business Loans
• Commercial Mortgages

We also support businesses with essential accounting and company services, including:

• Company incorporation & registered office
• Self-assessment, VAT & corporation tax
• Year-end accounts & bookkeeping
• Payroll setup & submissions
• Management accounts
• Access to fractional FDs for strategic support

GIFCO also offers employee financial wellbeing tools, including earned wage access and rewards, through our Aslan partnership — enhancing worker satisfaction with no added admin for employers.

We are built on trust, service and long-term relationships. Our speed of decision-making, commercial mindset, and ability to find solutions where others can’t has made us a preferred partner for agencies and SMEs nationwide.

If you want a compliant, efficient and commercially minded partner who genuinely understands your world - GIFCO is here to support you.

GIFCO

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GIFCO

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